Credit card or loan? – MoneySavingExpert.com Forums


An old debate I know but I need advice.
Im going to consolidate my 3000 credit card debt.
My credit rating is not great so here are my only offered options:
Credit card; 0% for 9 months the 30% apr, though max limit is only 2000

Or the possibility of…

Loan; 3000 at 6% apr over 3 years

Thanks



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