Experience with MBNA lowering APR?


Hello to you all,

I currently have an MBNA Visa Platinum card with £0 balance on it.

I would like to do a Money Transfer but my APR is very high – 27.9%

I am just wondering if anyone has had experience requesting MBNA to lower their APR and how obliging they are?

I have had the card for roughly 1 year now and I have never spent on it. I used it initially for a Balance Transfer which has now been paid in full – no payments missed etc.

Many thanks for any advice you can offer,

creditcardnewbie



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