Hello to you all,
I currently have an MBNA Visa Platinum card with £0 balance on it.
I would like to do a Money Transfer but my APR is very high – 27.9%
I am just wondering if anyone has had experience requesting MBNA to lower their APR and how obliging they are?
I have had the card for roughly 1 year now and I have never spent on it. I used it initially for a Balance Transfer which has now been paid in full – no payments missed etc.
Many thanks for any advice you can offer,