I wondered if anyone can help, I have 2 debts totalling £2600, each with about 40-50% interest. I am just about paying the minimum but only just. I have been looking for a way to combine them into one debt, with one of of interest and paying it off monthly. But only seem to be able to find things for people who are in unmanageable debt! I have looked at balance transfers but as I’m part time my income isn’t great (although me and my partner put out money together I believe they only take my own income into account?) so it looks like I can’t afford it so can’t get one! (Only done the pre approval check not gone right in and applied as worried I’ll be denied!)
Anyone been in my situation and found a way?!