£12 overlimit charge, will it a fact my credit?


I just. It iced on my statement that I had a £12 overlimit charge, I thought my credit limit on my card was higher than it was

I have now paid in enough to bring me back under my limit.

But I thought I was on track to raise my limit soon, I’m worried that this will affect my credit increase?

Will this affect my credit limit going higher?

What is the best way to increase the amount they will lend me? Is it to pay off larger amounts every month? What else can I do to increase the amount they will lend me?

Nothing has been fixed since 2008, it was just pushed into the future



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