I had a letter at the weekend from Lloyds saying they are going to increase the limit on my credit card from £4,500 to £9,500.
I don’t actually use the card as I got it for the long 0% balance transfer offer.
I am going on holiday in December to Australia so am planning on applying for the Halifax clarity card in October or November.
Would having a lot of available credit hinder an application? Not sure whether to accept the increase or not
Lloyds isn’t the only card I have