My SO has been using my car while her car is in the garage.
The other day, she rear-ended a car at a junction that started to leave the junction and then abruptly changed it’s mind – dented the other car, not much more than paintwork issues on mine. These things can and do happen.
Turns out, my SO didn’t have her own insurance renewed though – not for about a week or so prior to the event. She was discussing it with the insurance company but figured that since the policy was for her car, she didn’t need it renewed there and then AND that my fully comp policy covered her to drive my car.
Can some confirm whether that’s the case or not?