An error in my favour on my credit card account – can I take advantage of it?


I recently took out a Tesco credit card to take advantage of their 36 month 0% interest rate on money transfers. I made a transfer of £2500 to my bank account but made a stupid error whenI gave my bank account number. When I realised, I spoke to Tesco and they arranged for the money to be refunded to my card. Which it has been – twice.

Checking online shows me the two repayments (both on the same day) and tells me that my card’s available balance is £2500 more than it should be.

What will happen, I wonder, if I try to use the incorrect amount or part of it? What if I transfer a balance from another card which will eat into the extra sum? Presumably sooner or later there would be repercussions but what exactly? Does anyone here know?

Many thanks.

Last edited by Watson; Yesterday at 11:45 PM.


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