The Bank of Cyprus UK pays 1.34% interest on its easy access account. The rate includes a 12-month bonus, after that interest drops to 0.85% so make sure to move your pot again to a better deal. It requires a minimum deposit of £1.
Ford Money pays 1.45% AER (1.44% monthly income) on its one-year fixed rate Isa. It is a Portfolio Isa which means savers can open more than one Isa under the same tax-free wrapper to divide cash between easy-access and fixed rates. It requires a minimum deposit of £500.
Atom Bank pays a top rate of 2.05% AER interest on its fixed-rate bond lasting one year. The minimum deposit is just £50. You must apply and manage your account via its mobile app
Gatehouse Bank pays 2% AER interest on one-year fixed term deposit plus This is Money readers can earn a £50 bonus for opening an account. The bank is Sharia compliant and therefore quotes expected profit rather than guaranteed interest. It requires a minimum deposit of £1,000.
RCI Bank pays 1.3% AER variable interest on its easy access deal – the best rate on the market without a temporary rate bonus. Deposits in its Freedom Savings Account have no FSCS protection, but you are covered for up to €100,000 by the French equivalent (FGDR) It requires a £100 deposit.