Balance transfer? – MoneySavingExpert.com Forums


Hi all!

I’m new to this site and have a question.

My credit history is not so good, but on the mend (stable) and have 3 credit cards that are for building my credit! I have racked up a debt of around £4500 between the 3 of them and as they are high interest the minimum payments are getting higher and I’m getting a little worried. My question is i want to balance transfer the lot for an interest free credit card . Although the ones i want i aint going to get accepted for due to my current status. Is it worth waiting for my credit score to improve so that I’m eligible ir do something else about it?

Please help!



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