Balance/Money Transfer Offers -can you negotiate ?


Are standard Balance/Money Transfer Offers on your established credit cards fixed, non-negotiable ?
(you’ve had the cards for many years)

Or can you ask for & receive slightly better deal when you phone to accept an offer ?

You receive the regular Balance/Money Transfer Offers on your established credit cards, you phone to accept an offer, let’s say 0% for 15 months, can you ask them to extend to 18 months or 24 months or do they always/normally follow offer as is ?

Do the customer service people processing the offer have power to modify/improve the offer ?

Has anyone tried this & got anywhere, or do customer service just say that is the current offer and it can’t be modified ?
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Last edited by mro; Today at 9:28 PM.



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