Firstly Id just like to say Ive been reading threads for a while but this is my first time posting so if this is in the wrong place I applologise, but Ive tried my best !
So lets begin, last Monday I applied for a Barclaycard platinum, I wasnt given an instant decision and wasnt sure what was going on. On Thursday Ive received a letter saying Ive been accepted but with 29.9% APR rather than the 19.9% advertise.
I signed the papers and sent back same day, but since then I have heard nothing. No emails or letters etc. Does this mean Ive been declined or still could be? Im a little worried as itll leave a mark on my file.
A little background had poor credit but have now built up to UK average. No defaults or late payments for past 3/4 years. Had capital one platinum with £450 limit for 18 months and I want to BT that to Barclays as its interest free! Any help would be muchly appreciated!