Barclaycard balance transfer on overdraft?


Hello everyone:

I have a friend who has a considerable overdraft (£3k+), they said their interest is about 19-20%, and it’s been ever present for the past several years. They can’t get on top of it. So, I’m wondering, can they use something like the Barclay card balance transfer facility to pay it down, as it offers 0% interest? I wasn’t sure if it’s possible.

I used the MSE Credit Card soft search for them and they could be approved for it (80% chance), but I don’t want to tell them to go ahead and apply if it’s pointless.

They’re doing all they can to pay down the overdraft (selling belongings, earn extra money here and there) but I think this has become a major weight around their neck.

Any other suggestions would be welcomed! Thanks.


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