Never had a credit card before, but I have decided to get one to build up a credit history in preparation for applying for a mortgage in the future. I’ve narrowed my choices down to these two as they seem the most popular and beginner friendly credit card brands to me. I wonder which I should go with?
I’m looking for one that is most likely to approve me, offer a higher limit, has a great mobile app, is reliable.
Basic bit of detail about myself:
– working a full time job, above 20k a year
– clean credit history (as far as I know)
– very low monthly outgoing payments