I have transferred all my debt (2 cards and car loan) onto one 0% credit card that is 0% for 30 months
My first thought was to set the DD to 500 a month which means it will take 21 months to clear.
But then I thought hang on as I’m not paying interest shouldn’t I take advantage of the full 30 months? Which means setting the monthly payment to 350.
Using the full 30 months would mean I can save that bit more each month.
Interested to hear what others have done