Best ways to pay USD online?

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I often buy services in USD, mainly through Paypal and always note the shocking exchange rate they offer. Always a huge discount to current exchange rates. I have a Barclaycard and a load of other cards too that I sometimes use.

I recently got a WeSwap credit card which seems pretty competitive, but a bit of pain having to load it every time though. Using other cards there is always a "non-sterling transaction fee" and I never know what there exchange rate is.

Does anyone know of a card that offers a competitive conversion AND a low non-sterling transaction fee or a good comparison for cards in foreign currencies?

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