BT Help


I balance transferred roughly £4500 from my Natwest credit card, which i was paying interest on, to a Virgin card with a 0% interest deal back in February.

I didn’t close the natwest account, it’s still open but has a zero balance.

Stupidly, i didn’t set up a direct debit to pay the Virgin card, and missed a payment. I paid as soon as i realised, but Virgin have removed the 0% offer – which is fine – it was my fault after all.

I have a credit limit of £5800 on both cards. Nothing on the Natwest one and £4100 on the virgin one that i’m now paying interest on.

Is it going to be damaging to my credit score if i close the natwest account and BT from Virgin to a new 0% offer over the coming month or two?


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