Hi everyone. About 8 years ago, in my more naive days, I received a CCJ, which I never paid for. Eight years later I’ve turned things around and I am about to start my own business in 7 days. I’ve been shopping around for business insurance and I’ve had one insurer on the phone refuse me a quote because of my old CCJ. Currently exploring other options.
I’m aware that after 6 years the CCJ drops off the file and I’ve just check my file online and it indeed has dropped off. However, will not declaring this old CCJ still present problems down the line? If it’s not on my file will an insurance company still be able to find out?