Buy now pay later credit



I’m very sure that’s not what I’m asking.

Clearly I am asking for a deferred payment for 6 months or so that it does not appear as a direct debit on bank statement until I secure the mortgage.

i have 3 credit cards with 10k credit all with nothing to pay so getting credit is not the issue.

What I have experienced before the bank will not offer me best rate or maybe no mortgage at all if they see additional direct debits.

I am wanting to create the best possible look to

My account. After all it’s just a box ticking exercise and everyone has a unique circumstance to their finances when it comes down to it.

I am able to pay the monthly payments on a credit card. I just don’t want to be penalised by a lender .

I will just wait until after I get the mortgage deal and then get the credit card. In the end I still

Get what I want but just have to wait longer…

What a lot of nonsense you speak of ! Not showing up anywhere.. really ?!

It’s perfectly valid question as some products out there offer a buy now pay later on items like a sofa for example..

I was simply asking if same exists for credit card. PayPal do it but not for long enough..


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