Im very sure thats not what Im asking.
Clearly I am asking for a deferred payment for 6 months or so that it does not appear as a direct debit on bank statement until I secure the mortgage.
i have 3 credit cards with 10k credit all with nothing to pay so getting credit is not the issue.
What I have experienced before the bank will not offer me best rate or maybe no mortgage at all if they see additional direct debits.
I am wanting to create the best possible look to
My account. After all its just a box ticking exercise and everyone has a unique circumstance to their finances when it comes down to it.
I am able to pay the monthly payments on a credit card. I just dont want to be penalised by a lender .
I will just wait until after I get the mortgage deal and then get the credit card. In the end I still
Get what I want but just have to wait longer…
What a lot of nonsense you speak of ! Not showing up anywhere.. really ?!
Its perfectly valid question as some products out there offer a buy now pay later on items like a sofa for example..
I was simply asking if same exists for credit card. PayPal do it but not for long enough..