Cancelling credit card application – MoneySavingExpert.com Forums

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Hi,

I applied online for a sainsburys credit card. I went for the 28 month interest free on balance transfers. Got accepted & got the paperwork through the post, but have just noticed it only gives me 3 months interest free on purchases, I’d have preferred longer. Does it go against me or effect my credit rating if I don’t sign it & phone up to cancel it?

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