Car accident not my fault – other person’s insurance offers to handle repairs instead of my insuranc


Hi all, somebody crashed into my parked car last night. I informed my insurance, he informed his, his insurance called me today admitting full liability.

His insurer told me I had three options:

1) Claim through my insurance, but this means there will be a ‘no fault claim’ on my policy

2) My insurance claims via a third party accident recovery company which potentially means I am liable if there is a dispute

3) Let the liable person’s insurance handle the repairs and close my existing claim with my insurer

The other person’s insurer obviously made it sound like 3) was the best option but they are biased.

Anyone got any advice on what is the wisest/safest option in this scenario?


Source link