I’ve just run a dummy quote at Aviva, as I’m coming up to retirement.
Three things were unusual.
Firstly, that I wasn’t asked for my occupation. Just that “You or any named driver do not have one of the following occupations: Professional entertainer, footballer, boxer, gambler, chauffeur, taxi driver, driving instructor or parcel/takeaway/fast food delivery.”
Secondly that I wasn’t asked if I wanted business cover – I guess this may come up later?
Thirdly that there is now a huge list of modifications which no longer have to be declared:
- Additional security (alarms, immobilisers, trackers)
- Aftermarket audio/visual/DVD systems less than £1,000 in value
- Air filter
- Alloy wheels (manufacturer fitted)
- Dashcams/In car CCTV
- Driving lights/fog lights
- Exhaust system changes
- LPG conversion (professionally fitted)
- Manufacturer optional extras fitted when vehicle was built
- Modifications solely due to a disability
- Parking sensors
- Roof racks, roof bars, cycle racks, top boxes
- Satellite navigation systems
- Side steps/Bull bars
- Tinted windows (conforming to legal requirements)