Car Insurance – Aviva no longer asking for occupation


I’ve just run a dummy quote at Aviva, as I’m coming up to retirement.

Three things were unusual.

Firstly, that I wasn’t asked for my occupation. Just that “You or any named driver do not have one of the following occupations: Professional entertainer, footballer, boxer, gambler, chauffeur, taxi driver, driving instructor or parcel/takeaway/fast food delivery.”

Secondly that I wasn’t asked if I wanted business cover – I guess this may come up later?

Thirdly that there is now a huge list of modifications which no longer have to be declared:

  • Additional security (alarms, immobilisers, trackers)
  • Aftermarket audio/visual/DVD systems less than £1,000 in value
  • Air filter
  • Alloy wheels (manufacturer fitted)
  • Dashcams/In car CCTV
  • Driving lights/fog lights
  • Exhaust system changes
  • LPG conversion (professionally fitted)
  • Manufacturer optional extras fitted when vehicle was built
  • Modifications solely due to a disability
  • Parking sensors
  • Roof racks, roof bars, cycle racks, top boxes
  • Satellite navigation systems
  • Side steps/Bull bars
  • Sunroof
  • Tinted windows (conforming to legal requirements)
  • Towbar


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