My partner of 20 years has been driving for about 15 years. He has only ever been a named driver on our insurance ( Ive been main driver on 2 cars ) .
He had an accident and wrote the car off. Loosing all the no claims on that car as they were not protected.
I have 9+ years in my other car. (VW UP)
We are about to get a new car ( Aldi A4 Avent) the insurance for him as the main driver without no claims discount is over £100. A month.
My question is. … can I swap and be the main driver on the Audi taking my 9 years no claims. And he become the main driver in the other car with no claims. As its a VW up will be cheaper to insure. The Audi could be registered in either name. As we havent purchased it yet.
We will both be driving both car.