Hi – I had a question on minor damage claim policy and whether it affects your premium with the main insurance provider.
I bumped my car while parking and there are a few minor scratches on my bumper.
In addition to my main car insurance , I have a minor damage protection policy with Premia Solutions. My questions are:
1. If I claim under this minor damage policy, do I need to declare it to my main insurance provider. Premia Solutions had originally said it won’t affect my no-claims bonus but are now giving me vague answers.
2. Do I need to formally inform my main car provider about the accident/scratches.