Car Insurance -No Claims Confusion


I hope someone can shed some light on this..!

So I joined admiral on 3 years no claims.

I was in a small accident which I was at fault and the other party claimed from my insurance.

The policy says that it gets reduced by 2 years after a claim so upon renewal in 2 months do I declare 2 years no claims (as should have been 4) or 1??

Thanks in advance,



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