carpet replaced if not water damaged?


My next door neighbour’s pipe burst and I have a lot of water damage. My living room carpet is to be replaced and also the hall carpet even though it wasn’t damaged. My stairs and landing is not being replaced, and a friend told me that as the whole carpet is the same the Insurance company should replace it. Without replacing it, it won’t match as it does now. Does anyone have any idea if that is true? My Insurance is with Churchill


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