Claiming on car hire excess insurance – Does it affect your own insurance premiums?


We’ve just returned from a holiday in Italy where we hired a car. Whilst driving I clipped a curb and popped one of the tyres. Obviously we are being charged for this.

My question is, if I claim or it on my Car Hire Excess Insurance, does it affect my own car insurance premiums here in the UK? When they ask the question “Have you had an accident or made a claim in the last 5 years?” would this claim be something I would need to disclose?


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