Consolidation credit cards – Forums


Hi everyone,

Couldn’t really find an answer out online, so thought I’d give MSE a go.

I currently have 7000approx on 2 credit cards and 1 overdraft from a couple of years ago.

I pay 160 off one card, and 80 off the other and 30 off the overdraft each month.

I’m wondering if I will benefit more from taking out a loan out to pay all these off at once and close them down?

We’ve recently been accepted for our mortgage so I hope this won’t affect us at all….

Thanks in advance,


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