Credit card application timing – MoneySavingExpert.com Forums


Really appreciate everyone’s advice:

My girlfriend is looking to apply for a builder credit card. No defaults etc but no real credit history for a future mortgage application – hence builder credit card.

Anyway, she just took out a new phone contract. How long do we feel she should wait before applying for said credit card? Will applying too close (ie within 6 months?) to the phone contract file mark affect her chances?



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