Natwest Reward Account will pay you 2% cashback on household bills. The average household earns £83-a-year from the perk, but it comes with a £2 monthly fee. You must pay in £1,500 a month.
First Direct’s First Account offers a choice of freebies to sign up, including a £150 Expedia voucher , online development courses or free tech worth up to £170. It comes with a £250 free overdraft and requires a £1,000 monthly deposit to avoid a £10 monthly fee.
Santander’s 123 account pays 1.5% interest on balances up to £20,000 and also gives 1 to 3% cashback on bills. You need to pay a £5 a month fee, pay in £500 a month and have two active direct debits.
Nationwide’s FlexPlus is one of our favourite package bank accounts. It pays 3% interest on up to £2,500 and comes with family worldwide travel insurance and breakdown and mobile cover for £13 per month. The account also comes with a £250-free overdraft.
M&S Bank’s current account has a £125 gift card for joining, plus you get an extra £5 a month top up for the year. It has a £100 fee-free overdraft and no miniumum deposit criteria.