Dog has been put down.
I have rang pet insurer morethan and they have asked for details of my contents insurance provider.
Both insurerance policies have 3rd party liability and morethan are suggesting a joint claim with my home insurance provider.
This will result in me having to pay 2 excesses for one claim which seems unfair as had I not bothered taking out pet insurance I would have been better off.
Is there anyway I can avoid both excesses ideally I don’t want to claim on my contents at all.