Hi. So I have been attempting to find a good 0% balance transfer credit card and there seems to be loads out there. I have been through 4/5 eligibility checkers but have been rejected from each one. I am self employed (less than 6 months) but have a healthy income and our household income is £70k+. My husband who I share a joint account with has a credit default on his credit file, which is 18 months old and was satisfied 12 months ago. Could this be a factor? Are there any other circumstances that might be the cause?