After finally paying off my second loan earlier this year, I’m wanting to work my way out of my monthly overdraft (£1k) and a now unused (not maxed) credit card with just under £3.2k balance (high apr).
Seems my best option is a transfer credit card?
Can I transfer OD 0% too?
How do you know if you can get a limit that is enough required for the transfer/s? Can you suggest how much at time of application?
I have tried a compare website and it says 9.5/10 approval chance for pretty much all of them but I understand the terms and rates are at the whim of the banks, seems like a bit of a gamble.