I received a letter from a debt collector to inform me that I owe 1000 for a defaulted credit card Ive never had. Its from 12 months ago. I contacted them to explain that its fraud and they are investigating. I admit that Ive been a bit careless and I didnt change my address over for about 1 year so my post still went to the old address including bills and letters. Ive even accidentally had some parcels sent to the old address but I have been able to intercept them before delivery!
Do I have rights? Would the police be interested in this?