Granny annexe & home insurance



Looking for some advice on Home Insurance relating to a Granny Annexe.

We have built a Self-contained granny annexe in our garden for use by family only (it will never be let due to the planning permission given and it is classed as part of our property), it is separate from the main house with its own front door, but does not have its own separate driveway from the road and is not allowed a separate address.

Current home insurance provider classes this as an ‘outbuilding’, but concerned this may come back to bite us if anything happened; does anyone have any advice on an companies that may provide insurance for this?

Would like to compare now we are coming up for renewal – it has been built in the last year.

Thanks for your help.


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