Haggling vs Cashback?


This might seem a bit off topic, but it is related to insurance.

So i’m looking to get motorbike insurance and i’ve done several price comparison sites and found the best quote from these. Now my next option is to either phone them up and see if i can haggle some sort of lower quote or added extra (not guaranteed, obviously), or i could go through a cashback site and get an estimated £15-£20 cashback out of that.

What would your choice be and why?


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