Halifax credit limit refuction – MoneySavingExpert.com Forums

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Hi,

I have a Halifax credit card with credit limit of 6k. A few days I ago I used my Curve card and paid 980 pounds. This transcarion should have been cleared just yesterday.

Today my credit limit has been reduced to 1200.

I am wondering if that has happened because of Curve usage?

I got a text saying my limit has been reduced and letter on it’s way.

I also have a Halifax/BOS reward account which I use it on regular basis. Their online loan screen shows I have been pre-approved for. Loan up to 44k.

Apart from Curve I don’t see Any other reason .

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