Hi you helpful lot,
Well, nearly 18 months ago I cancelled my 123 credit card as a change in circumstances meant I never used it, and wasn’t justifying the monthly cost. Nor did I particularly like paying things off the next month.
I totally forgot I’m going on holiday at the end of this month (June) :O and it’s probably a good idea that I sorted myself out with one again.
I don’t go away too often but it would be really nice to know I’ve got a future proof card that offers some kind of good deal.
E.g. travel money, some sort of % back on normal spending. Does such a thing exist?
Also, roughly how long does it take to get set up with one – I’m conscious I only have a few weeks really.
I did look on the websites comparing them and I’m not going to lie, found it slightly confusing / time consuming haha.
Is there such a card that offers what I’m after – any recommendations?
I’m going to the baleriac islands so nowhere too remote.
What’s the standard practice if I say needed to use an ATM for cash,
Or failing that, actually used my CC to pay for things – e.g. hotel deposit / hire car / supermarkets? Does it pay using Euro’s and then Convert it and I get charged whatever the rate is?
Appreciate any advice.. sorry, bit of a n00b on this subject.