Help re Life Insurance please


I’m in one of those over 50 plans, and have just had a letter saying a new provider has taken over and did I know that I was only insured until I was 87. If I die at 88 then my family get nothing. I’m in shock lol because I didn’t know. I’m in good health now but I do have a very serious condition (Addisons Disease) that makes getting new life insurance tricky. What are my options now? I’m on basic pension so can’t afford a hefty monthly payment. What a worry


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