I was wondering if you all could help me as I can’t find a solid answer online!
My fianc!e and I have just bought our first house and he runs his small business from home. Due to the nature of his business he imports his products from China (solid metal, no batteries, moving parts etc) and we’re struggling to find a company to insure him for home business. All he has is the stock and his laptop. Direct Line have already said they won’t cover him.
So I have two questions:
– do we need to get normal house and contents insurance then a separate policy for small home business insurance on top?
– can anyone recommend an insurer for small home business insurance that they know might cover him if the products come from China?