Home Insurance for Damage to car?


Hi all,

Today we were involved in a quite serious incident where a set of Thule Wing Bars somehow was blown/ripped/torn off the car while we were driving. It flew backwards, hit the back of the car and landed on the road. Luckily no other cars were around as this could have been very serious.

The damage to my car is quite substantial. I was weighing up claiming for the wing bars (around £600 worth) and was wondering whether this claim could also cover the damage to the car directly caused by the incident.

Or am I looking at claims under 2 policies, and so 2 excesses and 2 losses of NCD?

Any insights?


Last edited by Cardinal-Red; Today at 10:26 PM.

Reason: Spelling and grammar

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