Hi, I am buying a house – exchanging this week and need to get my buildings/content insurance in place.
The current owners do not have a burglar alarm, or smoke alarms, and I am getting insurance quotes for £300 to £800 which I would guess is because of this.
I intend to install both burglar and smoke alarms as soon as I am in the property – but they won’t have this at the point of exchange so I don’t want to under-insure.
Will insurance companies just adjust my premium once these are installed? Any experiences of good companies to go with?