How big an effect will not paying off the balance of a student credit card every month have?

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Hi!

I’m currently a student and have a student credit card through HSBC that is joined with my student account with them. Now I’m leaving for an internship soon and it will take a few weeks before I start getting paid regularly. It’s in another country so I essentially have to buy EVERYTHING from bedding to kitchen things. Now my question is if I ended up having to use a credit card to buy these things but can’t afford to pay off the full balance at the end of the month is this going to have a negative effect on my credit score? I’m looking at this from all scenarios. Hopefully it shouldn’t come to this as I’m trying to arrange my student loan payment for the day I leave but I’m considering all options

Thanks in advance


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