how to artificially boost your credit card spending


Hi all,

Card such as the American Express Preferred Rewards Gold Credit Card offer a bonus of 20,000 points if you spend £2,000 in your first three months of card membership.

Assume you don’t have an average spending of £666.67 per month on credit card, or the majority of your spending cannot be done on American Express.

Is there a ‘smart’ (read: MoneySavingExpert tactic) of boosting spending on the American Express to be able to spend more on the American Express card, without actually spending more? The only example that I could think of is buying enough gift cards using the American Express the day before the time frame closes to boost the cumulative balance to £2,000 (obviously pay the balance in full at the end of each month). Buy gift cards for firms that the cardholder shops at regularly, for example, supermarkets or similar. In this case, the more mundane, the better (think utility companies, council tax, mortgages, if that’s even possible?).

Thank you!


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