I am currently aiming to improve my overall use of credit. I have 1 credit card with a relatively low limit of £3000. I have set up the direct debit to pay this off in full and am currently using it for general purchases such as shopping and petrol. Ii am wondering if Ii should increase this limit in order to improve my chances of being accepted for a mortgage in the future?
I have no other debts and my pay is around 2500 per month I’m just thinking that a 3k credit limit may make it look like I’m not good with credit? Any suggestions are welcome