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Hi there I wonder if anyone can help me. My husband left the forces 20 years ago. While serving he paid a insurance policy with Forces Insurance covering him if he was shot etc. He paid this for 25 years. He paid by direct debit and continued to pay for the next 20 years. He was contacted by another Insurance company saying they were merging and that his peremuims were increasing. My husband rang them and it came to light the policy was no longer available as he was no longer serving and was cancelled imediately. My question is as my husband was no longer serving he wasn’t covered so should the Insurance company refund twenty years of paid premiums? Thank you for any help

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