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Hi all,
My wife and I don’t currently have a life insurance policy for either of us.
We own our home (approx £135k mortgage remaining) and have 3 children, all under 5 years of age.
I have a death in service cover which is 4 x salary – approx £180k.
I’m looking to take out a joint life insurance policy to cover both of us which would include the following:
Mortgage
My net monthly income until children are 21
A lump sum
Likely total cover would be approx £750k.
I’m just looking for some advice or a view from those in potentially similar life circumstances as to what policy they have taken out and what level of cover, etc.
Ideally premiums would be no more than £50/month.
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