Medical Only Travel Insurance – Forums


Hello All,

I’ve got an AMEX card which gives me travel insurance with it, but not for pre-existing conditions.

Can anyone recommend a product that would only cover the pre-existing conditions? Or only cover medical?

I tried to ask AMEX if I could pay a supplement to get pre-existing conditions covered and they said no.

My concern would be, would a ‘medical only policy’ cover you for cancellation etc. in the event of a medical situation, or would it only cover pre-existing / medical conditions whilst away? (I suppose that’s down to the policy wording!).

If all else fails, it’s only about £50 a year for travel cover which includes it all…

Thanks for ideas in advance!



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