Mortgage Life Insurance – Different Terms

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Hello

I am just about to move house and have a bolt on mortgage which wil be on a different term to my existing part of my mortgage

I am also looking to refresh my mortgage life insurance, but my question is, do i have to cover the total mortgage amount on both parts under the maximum term of the newest part of my mortgage? Or do i have to have 2 different policies for example?

Sorry if that seems confusing? lol

Thanks

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