Mortgage Life Insurance Void? – Forums



I found out yesterday that my mum has been paying for mortgage life insurance with Scottish Provident. She has been paying into this for maybe 20 years. I know that my Mum remortgaged the house about 15 years ago. Surely this would void the policy right? I’m concerned that she has been paying into a void life insurance policy for 15 years. Please could somebody shine some light on this? I haven’t been able to find much help online so far. If she has been overpaying, is there anything she can do to reclaim the money?

Thank you for taking the time to read/respond.



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