I found out yesterday that my mum has been paying for mortgage life insurance with Scottish Provident. She has been paying into this for maybe 20 years. I know that my Mum remortgaged the house about 15 years ago. Surely this would void the policy right? I’m concerned that she has been paying into a void life insurance policy for 15 years. Please could somebody shine some light on this? I haven’t been able to find much help online so far. If she has been overpaying, is there anything she can do to reclaim the money?
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