M&S balance transfer from HSBC


Hello all

I applied for an M&S credit card so I could do a balance transfer from my current credit card…. a HSBC credit card. I’ve just received all the bumpf from M&S about the card and it states that I probably won’t be able to transfer my balance from HSBC I wasn’t aware of this when I applied. I have questions!!

1. Please can the info on the MSE credit club be updated to show this so no one makes the same mistake as me?

2. Should I go ahead and fill out the paperwork knowing full-well that I won’t use the m&S card at all? If I don’t fill out and return the paperwork will this affect my chances of qualifying for a different balance transfer card?

Thanks all xx



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