I applied for an M&S credit card so I could do a balance transfer from my current credit card…. a HSBC credit card. I’ve just received all the bumpf from M&S about the card and it states that I probably won’t be able to transfer my balance from HSBC I wasn’t aware of this when I applied. I have questions!!
1. Please can the info on the MSE credit club be updated to show this so no one makes the same mistake as me?
2. Should I go ahead and fill out the paperwork knowing full-well that I won’t use the m&S card at all? If I don’t fill out and return the paperwork will this affect my chances of qualifying for a different balance transfer card?
Thanks all xx